:root {
    --navy:#122340;
    --gold:#b8860b;
    --bg:#eef1f4;
}

body {
    margin:0;
    font-family:Inter,Arial,sans-serif;
    background:var(--bg);
    color:#1c2430;
}

.container {
    max-width:1200px;
    margin:auto;
    padding:0 24px;
}

.topbar {
    background:#fff;
    padding:18px 0;
    border-bottom:1px solid #e5e5e5;
}

.brand {
    font-weight:700;
}

/* Hero */

.hero {
    background:linear-gradient(135deg,var(--navy),#2c4a75);
    color:#fff;
    padding:90px 0;
}

.hero-grid {
    display:grid;
    grid-template-columns:1.4fr .8fr;
    gap:40px;
    align-items:center;
}

.eyebrow {
    letter-spacing:.12em;
    font-size:12px;
}

.hero h1 {
    font-size:64px;
    margin:10px 0;
}

.lead {
    font-size:20px;
    max-width:700px;
}

/* Cards */

.contact-card,
.card {
    background:#fff;
    color:#1c2430;
    padding:28px;
    border-radius:14px;
    box-shadow:0 10px 30px rgba(0,0,0,.08);
}

.contact-notice {
    margin-top:20px;
    padding:16px;
    background:#f7f8fa;
    border-left:4px solid var(--gold);
    border-radius:8px;
}

.contact-notice strong {
    display:block;
    margin-bottom:8px;
    color:var(--navy);
    font-size:14px;
    font-weight:700;
}

.contact-notice p {
    margin:0;
    color:#5b6472;
    font-size:14px;
    line-height:1.6;
}

/* Contact Phone Links */

.contact-card a {
    color: var(--navy);
    text-decoration: none;
    font-weight:600;
}

.contact-card a:hover {
    color: var(--gold);
}

.contact-card a:visited {
    color: var(--navy);
}
/* Buttons */

.cta {
    margin-top:28px;
}

.btn {
    padding:14px 24px;
    border-radius:8px;
    text-decoration:none;
    display:inline-block;
    margin-right:10px;
}

.primary {
    background:var(--gold);
    color:#fff;
}

.secondary {
    background:#fff;
    color:var(--navy);
}

/* Sections */

.section {
    padding:80px 0;
}

.alt {
    background:#f7f8fa;
}

/* Services */

.cards {
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:30px;
}

/* Legal Pages */

.legal-page {
    padding:80px 0;
}

.legal-card {
    max-width:900px;
    margin:0 auto;
    background:#fff;
    color:#1c2430;
    padding:40px;
    border-radius:14px;
    box-shadow:0 10px 30px rgba(0,0,0,.08);
}

.legal-card h1 {
    color:var(--navy);
    margin-top:10px;
    margin-bottom:30px;
}

.legal-content {
    line-height:1.7;
    color:#5b6472;
}

.legal-content h2,
.legal-content h3 {
    color:var(--navy);
    margin-top:35px;
    margin-bottom:15px;
}

.legal-content p {
    margin-bottom:16px;
}

/* Footer */

.footer {
    text-align:center;
    padding:30px;
    background:#fff;
}

/* Footer Links */

.footer a {
    color: var(--navy);
    text-decoration: none;
    font-weight: 600;
    transition: color .2s ease;
}

.footer a:hover {
    color: var(--gold);
}

.footer a:visited {
    color: var(--navy);
}

.footer-content {
    display:flex;
    justify-content:center;
    align-items:center;
    gap:20px;
    flex-wrap:wrap;
}

.footer-links {
    display:flex;
    gap:18px;
}

.footer-links a {
    position:relative;
}

.footer-links a::after {
    content:"";
    position:absolute;
    left:0;
    bottom:-4px;
    width:0;
    height:2px;
    background:var(--gold);
    transition:width .2s ease;
}

.footer-links a:hover::after {
    width:100%;
}

/* Mobile */

@media(max-width:900px) {

    .hero-grid {
        grid-template-columns:1fr;
    }

    .hero h1 {
        font-size:42px;
    }

    .cards {
        grid-template-columns:1fr;
    }

    .legal-card {
        padding:25px;
    }

}